What Is a Single Case Agreement with Insurance

If you or a loved one needs mental or behavioral health care, you may be wondering what options are available through your insurance provider. One option that may be available to you is a single case agreement, also known as an SCA.

So, what exactly is a single case agreement with insurance? An SCA is a contract between a provider and an insurance company that outlines the terms and conditions of a specific course of treatment. This type of agreement is typically used when a patient requires specialized care that is not covered by their insurance plan.

An SCA is a way for patients to access the care they need and for providers to ensure they are compensated appropriately for their services. Typically, the provider will submit a treatment plan to the insurance company, outlining the specific treatment goals, the length of treatment, and the anticipated cost. If the insurance company agrees to the terms, they will issue an SCA, which outlines the details of the agreement, including the reimbursement rate for the provider.

Single case agreements are often used in mental or behavioral health care when a patient requires a highly specialized treatment that is not covered by their insurance plan. For example, if a patient requires intensive psychotherapy or a specific type of medication that is not on their insurance plan`s formulary, the provider may work with the insurance company to establish a single case agreement.

It`s important to note that not all insurance companies offer single case agreements, and they may not be available in all states. Additionally, even if an insurance company does offer SCAs, they may be limited in scope or only available for certain types of treatment.

If you think you or a loved one may require a single case agreement with your insurance company, it`s important to speak with your provider and your insurance company to understand your options. Your provider can work with your insurance company to submit a treatment plan and negotiate the terms of an SCA if it is appropriate for your situation.

In conclusion, a single case agreement with insurance is a contract between a provider and an insurance company that outlines the terms and conditions of a specific course of treatment. It can be a useful tool for patients who require specialized care that is not covered by their insurance plan, but it may not be available in all situations or with all insurance providers. If you think you may need an SCA, speak with your provider and your insurance company to understand your options.

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This publication was supported by Cooperative Agreement Number, NU65PS004459, funded by the Centers for Disease Control and Prevention. Its contents are solely the responsibility of the authors and do not necessarily represent the official views or policies of the Centers for Disease Control and Prevention or the Department of Health and Human Services. In addition, the mention of trade names, commercial practices, or organizations does not imply endorsement by the U.S. Government.

PROCEED, Inc. acknowledges the Education Development Center (EDC) for their work and contributions in the development and design of this Linkage to Care Tool. EDC is a global nonprofit organization that advances lasting solutions to improve education, promote health, and expand economic opportunity in more than 80 countries worldwide.